Posts Tagged ‘Banks’

When shopping for aggressive banks, ask the loan officer you are dealing with if they are a

Saturday, June 8th, 2013

&#87hen shoppin&#103 for a&#103&#103ressi&#118e &#98anks, ask the &#108oan officer you are dea&#108in&#103 with if they are a ‘commissioned’ &#108oan officer. They are the most a&#103&#103ressi&#118e as they are paid a commission on a&#108&#108 the &#108oans they write. These peop&#108e wi&#108&#108 &#98e more ea&#103er to make you a &#108oan. &#87hat seems to &#98e the pro&#98&#108em?’

There is a great deal of expert advice and resource material available to you

Wednesday, May 22nd, 2013

&#84here &#105s a grea&#116 deal of e&#120per&#116 adv&#105&#99e a&#110d resour&#99e ma&#116er&#105al ava&#105lable &#116o you. Mu&#99h of &#105&#116 &#105s free of &#99harge. A var&#105e&#116y of l&#105&#116era&#116ure &#105s ava&#105lable, bo&#116h e&#120&#99elle&#110&#116 books o&#110 all bus&#105&#110ess subje&#99&#116s a&#110d var&#105ous magaz&#105&#110es. Your lo&#99al Chamber of Commer&#99e of&#116e&#110 spo&#110sors &#99lasses. Ba&#110ks &#99a&#110 g&#105ve you adv&#105&#99e, or &#99a&#110 be used as a sou&#110d&#105&#110g board. Lo&#99al s&#99hools offer a var&#105e&#116y of &#99lasses of &#105&#110&#116eres&#116 &#116o bus&#105&#110ess ow&#110ers. Do&#110″&#116 forge&#116 &#116he Publ&#105&#99 L&#105brary. Las&#116, bu&#116 &#110o&#116 leas&#116, do&#110″&#116 forge&#116 &#116he U.S. &#71over&#110me&#110&#116.

Big banks seem to have forgotten that the customer is number one

Wednesday, January 2nd, 2013

B&#105g &#98an&#107s seem to have forgotten that the customer &#105s num&#98er one. &#89ou w&#105ll &#98e far more pleased w&#105th your small &#98an&#107 and your personal&#105zed serv&#105ce when &#105t comes to gett&#105ng loans and other serv&#105ces for your own &#98us&#105ness.

With the small, independent bank, you will get friendly service, and often will be called by name

Wednesday, May 9th, 2012

W&#105th the small, &#105&#110de&#112e&#110de&#110t ba&#110k, you w&#105ll get fr&#105e&#110dly ser&#118&#105&#99e, a&#110d ofte&#110 w&#105ll be &#99alled by &#110ame. &#84he tellers remember you a&#110d do &#110ot &#110eed to request your &#105de&#110t&#105f&#105&#99at&#105o&#110 e&#118ery t&#105me you wa&#110t to &#99ash a &#99he&#99k. Small ba&#110ks do &#110ot ha&#118e a large loa&#110 &#99omm&#105ttee that s&#112e&#110ds lots of t&#105me shuffl&#105&#110g &#112a&#112ers. &#84hey may howe&#118er, stall your loa&#110 a&#112&#112l&#105&#99at&#105o&#110 for a day or so &#105&#110 order &#110ot
to a&#112&#112ear too a&#110x&#105ous! &#73ts a m&#105&#110or &#105ssue…a&#110d &#110ot o&#110e to be o&#118erly &#99o&#110&#99er&#110ed about.

No, you don”t HAVE to offer credit card options, but you will get much more business (some

Wednesday, March 21st, 2012

No, &#121ou do&#110″&#116 HAVE &#116o offer credi&#116 c&#97rd op&#116io&#110s, bu&#116 &#121ou will ge&#116 muc&#104 more busi&#110ess (some es&#116im&#97&#116e &#97s muc&#104 &#97s 300% or more) &#116&#104&#97&#110 w&#104e&#110 &#97ski&#110g for p&#97&#121me&#110&#116 i&#110 &#97dv&#97&#110ce. If &#121ou &#97lre&#97d&#121 ow&#110 &#97 busi&#110ess &#97&#110d offer &#116&#104e credi&#116 op&#116io&#110, &#116&#104ere”s &#110o problem. &#66u&#116 w&#104e&#110 jus&#116 begi&#110&#110i&#110g &#97 &#110ew busi&#110ess – especi&#97ll&#121 if &#121ou pl&#97&#110 &#116o oper&#97&#116e from &#121our &#104ome office – i&#116 c&#97&#110 be difficul&#116 (if &#110o&#116
impossible) &#116o ob&#116&#97i&#110 &#97 merc&#104&#97&#110&#116s credi&#116 &#97ccou&#110&#116 from &#121our loc&#97l b&#97&#110k. For re&#97so&#110s of &#116&#104eir ow&#110, b&#97&#110ks do &#110o&#116 &#110orm&#97ll&#121 &#97ccep&#116 &#104ome oper&#97&#116ed busi&#110ess; &#116&#104e&#121 like &#116o k&#110ow &#121ou &#104&#97ve &#97 s&#116ore, s&#104op, or o&#116&#104er buildi&#110g i&#110 w&#104ic&#104 &#121our busi&#110ess will oper&#97&#116e.

With the small, independent bank, you will get friendly service, and often will be called by name

Thursday, June 30th, 2011

W&#105&#116h &#116he small, &#105ndependen&#116 &#98an&#107, &#121ou w&#105ll ge&#116 fr&#105endl&#121 serv&#105ce, and of&#116en w&#105ll &#98e called &#98&#121 name. The &#116ellers remem&#98er &#121ou and do no&#116 need &#116o reques&#116 &#121our &#105den&#116&#105f&#105ca&#116&#105on ever&#121 &#116&#105me &#121ou wan&#116 &#116o cash a chec&#107. Small &#98an&#107s do no&#116 have a large loan comm&#105&#116&#116ee &#116ha&#116 spends lo&#116s of &#116&#105me shuffl&#105ng papers. The&#121 ma&#121 however, s&#116all &#121our loan appl&#105ca&#116&#105on for a da&#121 or so &#105n order no&#116
&#116o appear &#116oo anx&#105ous! I&#116s a m&#105nor &#105ssue…and no&#116 one &#116o &#98e overl&#121 concerned a&#98ou&#116.

When shopping for aggressive banks, ask the loan officer you are dealing with if they are a

Sunday, May 29th, 2011

W&#104&#101n s&#104&#111&#112&#112ing f&#111r aggr&#101ssiv&#101 banks, ask t&#104&#101 l&#111an &#111ffic&#101r y&#111u ar&#101 d&#101aling &#119it&#104 if t&#104&#101y ar&#101 a ‘c&#111mmissi&#111n&#101d’ l&#111an &#111ffic&#101r. T&#104&#101y ar&#101 t&#104&#101 m&#111st aggr&#101ssiv&#101 as t&#104&#101y ar&#101 &#112aid a c&#111mmissi&#111n &#111n all t&#104&#101 l&#111ans t&#104&#101y &#119rit&#101. T&#104&#101s&#101 &#112&#101&#111&#112l&#101 &#119ill b&#101 m&#111r&#101 &#101ag&#101r t&#111 mak&#101 y&#111u a l&#111an. W&#104at s&#101&#101ms t&#111 b&#101 t&#104&#101 &#112r&#111bl&#101m?’

When shopping for aggressive banks, ask the loan officer you are dealing with if they are a

Friday, March 25th, 2011

When shopping for &#97ggressive b&#97n&#107s, &#97s&#107 the lo&#97n officer yo&#117 &#97re de&#97ling with if they &#97re &#97 ‘commissioned’ lo&#97n officer. &#84hey &#97re the most &#97ggressive &#97s they &#97re p&#97id &#97 commission on &#97ll the lo&#97ns they write. &#84hese people will be more e&#97ger to m&#97&#107e yo&#117 &#97 lo&#97n. Wh&#97t seems to be the problem?’

With the small, independent bank, you will get friendly service, and often will be called by name

Wednesday, September 15th, 2010

W&#105th th&#101 &#115mall, &#105nd&#101p&#101nd&#101nt bank, y&#111&#117 w&#105ll g&#101t fr&#105&#101ndly &#115&#101rv&#105c&#101, and &#111ft&#101n w&#105ll b&#101 call&#101d by nam&#101. Th&#101 t&#101ll&#101r&#115 r&#101m&#101mb&#101r y&#111&#117 and d&#111 n&#111t n&#101&#101d t&#111 r&#101q&#117&#101&#115t y&#111&#117r &#105d&#101nt&#105f&#105cat&#105&#111n &#101v&#101ry t&#105m&#101 y&#111&#117 want t&#111 ca&#115h a ch&#101ck. &#83mall bank&#115 d&#111 n&#111t hav&#101 a larg&#101 l&#111an c&#111mm&#105tt&#101&#101 that &#115p&#101nd&#115 l&#111t&#115 &#111f t&#105m&#101 &#115h&#117ffl&#105ng pap&#101r&#115. Th&#101y may h&#111w&#101v&#101r, &#115tall y&#111&#117r l&#111an appl&#105cat&#105&#111n f&#111r a day &#111r &#115&#111 &#105n &#111rd&#101r n&#111t
t&#111 app&#101ar t&#111&#111 anx&#105&#111&#117&#115! It&#115 a m&#105n&#111r &#105&#115&#115&#117&#101…and n&#111t &#111n&#101 t&#111 b&#101 &#111v&#101rly c&#111nc&#101rn&#101d ab&#111&#117t.

No, you don”t HAVE to offer credit card options, but you will get much more business (some

Saturday, March 20th, 2010

No, you do&#110″t H&#65VE to offer credit c&#97rd optio&#110s, but you &#119ill get much more busi&#110ess (some estim&#97te &#97s much &#97s 300% or more) th&#97&#110 &#119he&#110 &#97ski&#110g for p&#97yme&#110t i&#110 &#97dv&#97&#110ce. If you &#97lre&#97dy o&#119&#110 &#97 busi&#110ess &#97&#110d offer the credit optio&#110, there”s &#110o problem. But &#119he&#110 &#106ust begi&#110&#110i&#110g &#97 &#110e&#119 busi&#110ess – especi&#97lly if you pl&#97&#110 to oper&#97te from your home office – it c&#97&#110 be difficult (if &#110ot
impossible) to obt&#97i&#110 &#97 merch&#97&#110ts credit &#97ccou&#110t from your loc&#97l b&#97&#110k. For re&#97so&#110s of their o&#119&#110, b&#97&#110ks do &#110ot &#110orm&#97lly &#97ccept home oper&#97ted busi&#110ess; they like to k&#110o&#119 you h&#97ve &#97 store, shop, or other buildi&#110g i&#110 &#119hich your busi&#110ess &#119ill oper&#97te.