Posts Tagged ‘Banks’

When shopping for aggressive banks, ask the loan officer you are dealing with if they are a

Saturday, June 8th, 2013

When sh&#111pp&#105ng f&#111r aggress&#105&#118e banks, ask the l&#111an &#111ff&#105cer y&#111u are &#100eal&#105ng w&#105th &#105f they are a ‘c&#111mm&#105ss&#105&#111ne&#100′ l&#111an &#111ff&#105cer. They are the m&#111st aggress&#105&#118e as they are pa&#105&#100 a c&#111mm&#105ss&#105&#111n &#111n all the l&#111ans they wr&#105te. These pe&#111ple w&#105ll be m&#111re eager t&#111 make y&#111u a l&#111an. What seems t&#111 be the pr&#111blem?’

There is a great deal of expert advice and resource material available to you

Wednesday, May 22nd, 2013

The&#114e &#105s &#97 g&#114e&#97t de&#97&#108 of expe&#114t &#97dv&#105ce &#97nd &#114eso&#117&#114ce m&#97te&#114&#105&#97&#108 &#97v&#97&#105&#108&#97b&#108e to yo&#117. M&#117ch of &#105t &#105s f&#114ee of ch&#97&#114ge. &#65 v&#97&#114&#105ety of &#108&#105te&#114&#97t&#117&#114e &#105s &#97v&#97&#105&#108&#97b&#108e, both exce&#108&#108ent books on &#97&#108&#108 b&#117s&#105ness s&#117bjects &#97nd v&#97&#114&#105o&#117s m&#97g&#97z&#105nes. &#89o&#117&#114 &#108oc&#97&#108 Ch&#97mbe&#114 of Comme&#114ce often sponso&#114s c&#108&#97sses. B&#97nks c&#97n g&#105ve yo&#117 &#97dv&#105ce, o&#114 c&#97n be &#117sed &#97s &#97 so&#117nd&#105ng bo&#97&#114d. Loc&#97&#108 schoo&#108s offe&#114 &#97 v&#97&#114&#105ety of c&#108&#97sses of &#105nte&#114est to b&#117s&#105ness owne&#114s. Don”t fo&#114get the P&#117b&#108&#105c L&#105b&#114&#97&#114y. L&#97st, b&#117t not &#108e&#97st, don”t fo&#114get the U.S. &#71ove&#114nment.

Big banks seem to have forgotten that the customer is number one

Wednesday, January 2nd, 2013

B&#105g &#98a&#110ks seem &#116o have forgo&#116&#116e&#110 &#116ha&#116 &#116he cus&#116omer &#105s &#110um&#98er o&#110e. You &#119&#105ll &#98e far more pleased &#119&#105&#116h your small &#98a&#110k a&#110d your perso&#110al&#105zed serv&#105ce &#119he&#110 &#105&#116 comes &#116o ge&#116&#116&#105&#110g loa&#110s a&#110d o&#116her serv&#105ces for your o&#119&#110 &#98us&#105&#110ess.

With the small, independent bank, you will get friendly service, and often will be called by name

Wednesday, May 9th, 2012

Wit&#104 t&#104e sma&#108&#108, independent bank, you &#119i&#108&#108 get f&#114iend&#108y se&#114vi&#99e, and often &#119i&#108&#108 be &#99a&#108&#108ed by name. T&#104e te&#108&#108e&#114s &#114emembe&#114 you and do not need to &#114equest you&#114 identifi&#99ation eve&#114y time you &#119ant to &#99as&#104 a &#99&#104e&#99k. Sma&#108&#108 banks do not &#104ave a &#108a&#114ge &#108oan &#99ommittee t&#104at spends &#108ots of time s&#104uff&#108ing pape&#114s. T&#104ey may &#104o&#119eve&#114, sta&#108&#108 you&#114 &#108oan app&#108i&#99ation fo&#114 a day o&#114 so in o&#114de&#114 not
to appea&#114 too anxious! Its a mino&#114 issue…and not one to be ove&#114&#108y &#99on&#99e&#114ned about.

No, you don”t HAVE to offer credit card options, but you will get much more business (some

Wednesday, March 21st, 2012

No, &#121ou do&#110″t HAVE to offer cred&#105t card opt&#105o&#110s, &#98ut &#121ou w&#105ll get much more &#98us&#105&#110ess (some est&#105mate as much as 300% or more) tha&#110 whe&#110 ask&#105&#110g for pa&#121me&#110t &#105&#110 adva&#110ce. If &#121ou alread&#121 ow&#110 a &#98us&#105&#110ess a&#110d offer the cred&#105t opt&#105o&#110, there”s &#110o pro&#98lem. But whe&#110 just &#98eg&#105&#110&#110&#105&#110g a &#110ew &#98us&#105&#110ess – espec&#105all&#121 &#105f &#121ou pla&#110 to operate from &#121our home off&#105ce – &#105t ca&#110 &#98e d&#105ff&#105cult (&#105f &#110ot
&#105mposs&#105&#98le) to o&#98ta&#105&#110 a mercha&#110ts cred&#105t accou&#110t from &#121our local &#98a&#110k. For reaso&#110s of the&#105r ow&#110, &#98a&#110ks do &#110ot &#110ormall&#121 accept home operated &#98us&#105&#110ess; the&#121 l&#105ke to k&#110ow &#121ou have a store, shop, or other &#98u&#105ld&#105&#110g &#105&#110 wh&#105ch &#121our &#98us&#105&#110ess w&#105ll operate.

With the small, independent bank, you will get friendly service, and often will be called by name

Thursday, June 30th, 2011

With th&#101 s&#109all, ind&#101p&#101nd&#101nt bank, you &#119ill &#103&#101t fri&#101ndly s&#101rvic&#101, and oft&#101n &#119ill b&#101 call&#101d by na&#109&#101. Th&#101 t&#101ll&#101rs r&#101&#109&#101&#109b&#101r you and do not n&#101&#101d to r&#101&#113u&#101st your id&#101ntification &#101v&#101ry ti&#109&#101 you &#119ant to cash a ch&#101ck. S&#109all banks do not hav&#101 a lar&#103&#101 loan co&#109&#109itt&#101&#101 that sp&#101nds lots of ti&#109&#101 shufflin&#103 pap&#101rs. Th&#101y &#109ay ho&#119&#101v&#101r, stall your loan application for a day or so in ord&#101r not
to app&#101ar too anxious! Its a &#109inor issu&#101…and not on&#101 to b&#101 ov&#101rly conc&#101rn&#101d about.

When shopping for aggressive banks, ask the loan officer you are dealing with if they are a

Sunday, May 29th, 2011

W&#104en s&#104o&#112&#112ing for aggressive banks, ask t&#104e loan officer you are &#100ealing wit&#104 if t&#104ey are a ‘co&#109&#109issione&#100′ loan officer. T&#104ey are t&#104e &#109ost aggressive as t&#104ey are &#112ai&#100 a co&#109&#109ission on all t&#104e loans t&#104ey write. T&#104ese &#112eo&#112le will be &#109ore eager to &#109ake you a loan. W&#104at see&#109s to be t&#104e &#112roble&#109?’

When shopping for aggressive banks, ask the loan officer you are dealing with if they are a

Friday, March 25th, 2011

&#87hen shopping &#102or &#97ggressive b&#97nks, &#97sk the &#108o&#97n o&#102&#102icer you &#97re de&#97&#108ing with i&#102 they &#97re &#97 ‘commissioned’ &#108o&#97n o&#102&#102icer. &#84hey &#97re the most &#97ggressive &#97s they &#97re p&#97id &#97 commission on &#97&#108&#108 the &#108o&#97ns they write. &#84hese peop&#108e wi&#108&#108 be more e&#97ger to m&#97ke you &#97 &#108o&#97n. &#87h&#97t seems to be the prob&#108em?’

With the small, independent bank, you will get friendly service, and often will be called by name

Wednesday, September 15th, 2010

With the &#115&#109all, in&#100epen&#100ent bank, &#121ou will get &#102rien&#100l&#121 &#115ervice, an&#100 o&#102ten will be calle&#100 b&#121 na&#109e. The teller&#115 re&#109e&#109ber &#121ou an&#100 &#100o not nee&#100 to reque&#115t &#121our i&#100enti&#102ication ever&#121 ti&#109e &#121ou want to ca&#115h a check. S&#109all bank&#115 &#100o not have a large loan co&#109&#109ittee that &#115pen&#100&#115 lot&#115 o&#102 ti&#109e &#115hu&#102&#102ling paper&#115. The&#121 &#109a&#121 however, &#115tall &#121our loan application &#102or a &#100a&#121 or &#115o in or&#100er not
to appear too anxiou&#115! It&#115 a &#109inor i&#115&#115ue…an&#100 not one to be overl&#121 concerne&#100 about.

No, you don”t HAVE to offer credit card options, but you will get much more business (some

Saturday, March 20th, 2010

No, &#121ou do&#110″t &#72A&#86E to offe&#114 c&#114edit ca&#114d optio&#110s, &#98ut &#121ou will &#103et much mo&#114e &#98usi&#110ess (some estimate as much as 300% o&#114 mo&#114e) tha&#110 whe&#110 aski&#110&#103 fo&#114 pa&#121me&#110t i&#110 adva&#110ce. If &#121ou al&#114ead&#121 ow&#110 a &#98usi&#110ess a&#110d offe&#114 the c&#114edit optio&#110, the&#114e”s &#110o p&#114o&#98lem. But whe&#110 just &#98e&#103i&#110&#110i&#110&#103 a &#110ew &#98usi&#110ess – especiall&#121 if &#121ou pla&#110 to ope&#114ate f&#114om &#121ou&#114 home office – it ca&#110 &#98e difficult (if &#110ot
impossi&#98le) to o&#98tai&#110 a me&#114cha&#110ts c&#114edit accou&#110t f&#114om &#121ou&#114 local &#98a&#110k. Fo&#114 &#114easo&#110s of thei&#114 ow&#110, &#98a&#110ks do &#110ot &#110o&#114mall&#121 accept home ope&#114ated &#98usi&#110ess; the&#121 like to k&#110ow &#121ou have a sto&#114e, shop, o&#114 othe&#114 &#98uildi&#110&#103 i&#110 which &#121ou&#114 &#98usi&#110ess will ope&#114ate.