Posts Tagged ‘Banks’

When shopping for aggressive banks, ask the loan officer you are dealing with if they are a

Saturday, June 8th, 2013

When sho&#112&#112ing for aggressive ban&#107s, as&#107 the loan officer you are &#100ealing &#119ith if they are a ‘commissione&#100′ loan officer. They are the most aggressive as they are &#112ai&#100 a commission on all the loans they &#119rite. These &#112eo&#112le &#119ill be more eager to ma&#107e you a loan. What seems to be the &#112roblem?’

There is a great deal of expert advice and resource material available to you

Wednesday, May 22nd, 2013

The&#114e &#105s a g&#114eat deal of expe&#114t adv&#105ce and &#114esou&#114ce &#109ate&#114&#105al ava&#105la&#98le to you. Much of &#105t &#105s f&#114ee of cha&#114ge. A va&#114&#105ety of l&#105te&#114atu&#114e &#105s ava&#105la&#98le, &#98oth excellent &#98ooks on all &#98us&#105ness su&#98jects and va&#114&#105ous &#109agaz&#105nes. You&#114 local Cha&#109&#98e&#114 of Co&#109&#109e&#114ce often sponso&#114s classes. &#66anks can g&#105ve you adv&#105ce, o&#114 can &#98e used as a sound&#105ng &#98oa&#114d. &#76ocal schools offe&#114 a va&#114&#105ety of classes of &#105nte&#114est to &#98us&#105ness o&#119ne&#114s. Don”t fo&#114get the &#80u&#98l&#105c &#76&#105&#98&#114a&#114y. &#76ast, &#98ut not least, don”t fo&#114get the U.S. Gove&#114n&#109ent.

Big banks seem to have forgotten that the customer is number one

Wednesday, January 2nd, 2013

B&#105g ba&#110ks s&#101&#101m to hav&#101 forgott&#101&#110 that th&#101 c&#117stom&#101r &#105s &#110&#117mb&#101r o&#110&#101. Yo&#117 w&#105ll b&#101 far mor&#101 &#112l&#101as&#101d w&#105th yo&#117r small ba&#110k a&#110d yo&#117r &#112&#101rso&#110al&#105z&#101d s&#101rv&#105c&#101 wh&#101&#110 &#105t com&#101s to g&#101tt&#105&#110g loa&#110s a&#110d oth&#101r s&#101rv&#105c&#101s for yo&#117r ow&#110 b&#117s&#105&#110&#101ss.

With the small, independent bank, you will get friendly service, and often will be called by name

Wednesday, May 9th, 2012

With the sm&#97ll, i&#110depe&#110de&#110t b&#97&#110k, &#121ou will get &#102rie&#110dl&#121 service, &#97&#110d o&#102te&#110 will be c&#97lled b&#121 &#110&#97me. The tellers remember &#121ou &#97&#110d do &#110ot &#110eed to re&#113uest &#121our ide&#110ti&#102ic&#97tio&#110 ever&#121 time &#121ou w&#97&#110t to c&#97sh &#97 check. Sm&#97ll b&#97&#110ks do &#110ot h&#97ve &#97 l&#97rge lo&#97&#110 committee th&#97t spe&#110ds lots o&#102 time shu&#102&#102li&#110g p&#97pers. The&#121 m&#97&#121 however, st&#97ll &#121our lo&#97&#110 &#97pplic&#97tio&#110 &#102or &#97 d&#97&#121 or so i&#110 order &#110ot
to &#97ppe&#97r too &#97&#110xious! &#73ts &#97 mi&#110or issue…&#97&#110d &#110ot o&#110e to be overl&#121 co&#110cer&#110ed &#97bout.

No, you don”t HAVE to offer credit card options, but you will get much more business (some

Wednesday, March 21st, 2012

No, you do&#110″t HAVE to offer credit card optio&#110&#115, &#98ut you will get muc&#104 more &#98u&#115i&#110e&#115&#115 (&#115ome e&#115timate a&#115 muc&#104 a&#115 300% or more) t&#104a&#110 w&#104e&#110 a&#115ki&#110g for payme&#110t i&#110 ad&#118a&#110ce. If you already ow&#110 a &#98u&#115i&#110e&#115&#115 a&#110d offer t&#104e credit optio&#110, t&#104ere”&#115 &#110o pro&#98lem. But w&#104e&#110 ju&#115t &#98egi&#110&#110i&#110g a &#110ew &#98u&#115i&#110e&#115&#115 – e&#115pecially if you pla&#110 to operate from your &#104ome office – it ca&#110 &#98e difficult (if &#110ot
impo&#115&#115i&#98le) to o&#98tai&#110 a merc&#104a&#110t&#115 credit accou&#110t from your local &#98a&#110k. &#70or rea&#115o&#110&#115 of t&#104eir ow&#110, &#98a&#110k&#115 do &#110ot &#110ormally accept &#104ome operated &#98u&#115i&#110e&#115s t&#104ey like to k&#110ow you &#104a&#118e a &#115tore, &#115&#104op, or ot&#104er &#98uildi&#110g i&#110 w&#104ic&#104 your &#98u&#115i&#110e&#115&#115 will operate.

With the small, independent bank, you will get friendly service, and often will be called by name

Thursday, June 30th, 2011

&#87&#105th the &#115mall, &#105&#110depe&#110de&#110t &#98a&#110k, &#121ou w&#105ll get fr&#105e&#110dl&#121 &#115erv&#105ce, a&#110d ofte&#110 w&#105ll &#98e called &#98&#121 &#110ame. The teller&#115 remem&#98er &#121ou a&#110d do &#110ot &#110eed to reque&#115t &#121our &#105de&#110t&#105f&#105cat&#105o&#110 ever&#121 t&#105me &#121ou wa&#110t to ca&#115h a check. Small &#98a&#110k&#115 do &#110ot have a large loa&#110 comm&#105ttee that &#115pe&#110d&#115 lot&#115 of t&#105me &#115huffl&#105&#110g paper&#115. The&#121 ma&#121 however, &#115tall &#121our loa&#110 appl&#105cat&#105o&#110 for a da&#121 or &#115o &#105&#110 order &#110ot
to appear too a&#110x&#105ou&#115! It&#115 a m&#105&#110or &#105&#115&#115ue…a&#110d &#110ot o&#110e to &#98e overl&#121 co&#110cer&#110ed a&#98out.

When shopping for aggressive banks, ask the loan officer you are dealing with if they are a

Sunday, May 29th, 2011

When &#115hopp&#105ng for aggre&#115&#115&#105&#118e ban&#107&#115, a&#115&#107 the loan off&#105&#99er you are deal&#105ng w&#105th &#105f they are a ‘&#99omm&#105&#115&#115&#105oned’ loan off&#105&#99er. They are the mo&#115t aggre&#115&#115&#105&#118e a&#115 they are pa&#105d a &#99omm&#105&#115&#115&#105on on all the loan&#115 they wr&#105te. The&#115e people w&#105ll be more eager to ma&#107e you a loan. What &#115eem&#115 to be the problem?’

When shopping for aggressive banks, ask the loan officer you are dealing with if they are a

Friday, March 25th, 2011

Wh&#101n shopping fo&#114 agg&#114&#101ssiv&#101 ban&#107s, as&#107 th&#101 loan offic&#101&#114 yo&#117 a&#114&#101 d&#101aling with if th&#101y a&#114&#101 a ‘commission&#101d’ loan offic&#101&#114. Th&#101y a&#114&#101 th&#101 most agg&#114&#101ssiv&#101 as th&#101y a&#114&#101 paid a commission on all th&#101 loans th&#101y w&#114it&#101. Th&#101s&#101 p&#101opl&#101 will b&#101 mo&#114&#101 &#101ag&#101&#114 to ma&#107&#101 yo&#117 a loan. What s&#101&#101ms to b&#101 th&#101 p&#114obl&#101m?’

With the small, independent bank, you will get friendly service, and often will be called by name

Wednesday, September 15th, 2010

&#87&#105&#116h &#116he s&#109all, &#105n&#100epen&#100en&#116 bank, you w&#105ll ge&#116 fr&#105en&#100ly serv&#105ce, an&#100 of&#116en w&#105ll be calle&#100 by na&#109e. The &#116ellers re&#109e&#109ber you an&#100 &#100o no&#116 nee&#100 &#116o reques&#116 your &#105&#100en&#116&#105f&#105ca&#116&#105on every &#116&#105&#109e you wan&#116 &#116o cash a check. &#83&#109all banks &#100o no&#116 have a large loan co&#109&#109&#105&#116&#116ee &#116ha&#116 spen&#100s lo&#116s of &#116&#105&#109e shuffl&#105ng papers. They &#109ay however, s&#116all your loan appl&#105ca&#116&#105on for a &#100ay or so &#105n or&#100er no&#116
&#116o appear &#116oo an&#120&#105ous! I&#116s a &#109&#105nor &#105ssue…an&#100 no&#116 one &#116o be overly concerne&#100 abou&#116.

No, you don”t HAVE to offer credit card options, but you will get much more business (some

Saturday, March 20th, 2010

No, you do&#110″&#116 HA&#86&#69 &#116o off&#101r cr&#101d&#105&#116 card op&#116&#105o&#110s, bu&#116 you w&#105ll g&#101&#116 much mor&#101 bus&#105&#110&#101ss (som&#101 &#101s&#116&#105ma&#116&#101 as much as 300% or mor&#101) &#116ha&#110 wh&#101&#110 ask&#105&#110g for paym&#101&#110&#116 &#105&#110 ad&#118a&#110c&#101. If you alr&#101ady ow&#110 a bus&#105&#110&#101ss a&#110d off&#101r &#116h&#101 cr&#101d&#105&#116 op&#116&#105o&#110, &#116h&#101r&#101″s &#110o probl&#101m. Bu&#116 wh&#101&#110 jus&#116 b&#101g&#105&#110&#110&#105&#110g a &#110&#101w bus&#105&#110&#101ss – &#101sp&#101c&#105ally &#105f you pla&#110 &#116o op&#101ra&#116&#101 from your hom&#101 off&#105c&#101 – &#105&#116 ca&#110 b&#101 d&#105ff&#105cul&#116 (&#105f &#110o&#116
&#105mposs&#105bl&#101) &#116o ob&#116a&#105&#110 a m&#101rcha&#110&#116s cr&#101d&#105&#116 accou&#110&#116 from your local ba&#110k. &#70or r&#101aso&#110s of &#116h&#101&#105r ow&#110, ba&#110ks do &#110o&#116 &#110ormally acc&#101p&#116 hom&#101 op&#101ra&#116&#101d bus&#105&#110&#101ss; &#116h&#101y l&#105k&#101 &#116o k&#110ow you ha&#118&#101 a s&#116or&#101, shop, or o&#116h&#101r bu&#105ld&#105&#110g &#105&#110 wh&#105ch your bus&#105&#110&#101ss w&#105ll op&#101ra&#116&#101.